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Go small: Bitcoin and microtransactions

Bitcoin has been hailed as the saviour of microtransactions, small payments of cents or even less that up until now have not been an option due to simple economics. Traditional online payment methods...

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Bitcoin in Africa? Not yet.

I was going to write about how bitcoin could help to improve economies in Africa through its efficient and low-cost secure method of transferring money. But after doing a fair amount of research, and...

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What can I use bitcoins for?

So, you know how to get bitcoins. But why? What can I use them for? Payments, obviously. But let’s go into a bit more detail: Remittances One of the most obvious reason is to send money across borders...

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Bitcoin, central banks and irony

The idea of bitcoin and central banks joining forces is not quite as farfetched as it seems. True, bitcoin is a decentralized global currency system, and regional central banks are, well, centralized...

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Blockchain and geo-economic shifts

Yesterday, CoinDesk published an article I wrote on the blockchain policy of the United Arab Emirates (UAE). The main point was that the new technology can not only bring additional efficiencies and...

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The fight for Moneygram

by Ryan McGuire via StockSnap Ant Financial’s bid to purchase Moneygram is on the verge of failing, apparently because it’s Chinese. So much for free markets. Euronet (electronic payments software,...

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Flowers, data and community currency

by Roman Kraft via StockSnap A recent article in the Financial Times on the purchase of Worldpay by Vantiv contained this gem, which encapsulates the debate around going cashless: “Mr Jansen says...

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Confusion over faster payments, and what it could mean for bitcoin

The Spanish press has been reporting today on the rollout of TIPS, a payment system that allows instant reconciliation, even across borders within the European Union. Only they’re wrong. (why pass up...

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